Guides

• How to Pay Estimated Taxes Online (Step by Step)

  Direct Pay, your IRS Online Account, EFTPS, card or check — how each works, and the details people get wrong.

• 2026 Mileage Deduction: Rates, Rules and Records

  The IRS raised the business mileage rate mid-2026. Which rate to use, what counts as business driving, and what to log.

• SEP-IRA vs Solo 401(k): 2026 Limits and Which to Choose

  Both let the self-employed save far more than an IRA. 2026 limits, a side-by-side example, and how to choose.

• The Self-Employed Health Insurance Deduction, Explained

  Who qualifies, what premiums count, and why this deduction cuts income tax but not self-employment tax.

• S Corp vs LLC for Freelancers: When Does the Switch Pay Off?

  An LLC is a legal structure; an S corp is a tax election. How the S corp saves self-employment tax, what it costs, and when it's worth it.

• Tax Deductions Freelancers Often Miss

  Business expenses lower both income tax and self-employment tax. A practical checklist of what freelancers can — and can't — deduct.

• What Happens If You Miss a Quarterly Estimated Tax Payment

  How the underpayment penalty is calculated, when you owe nothing, and the fastest ways to limit the damage.

• 1099-NEC vs 1099-K: What Freelancers Need to Know

  Two forms, two thresholds, one income. How 1099-NEC and 1099-K differ for 2026 and how to avoid reporting the same money twice.

• Do You Have to Pay Taxes on Side Hustle Income?

  Yes — and often two taxes, not one. What you owe on side income, when a 1099 is (and isn't) sent, and how to pay during the year.